Mitrade EU has arranged additional insurance protection, underwritten at Lloyd’s of London, providing an extra layer of protection alongside existing regulatory safeguards. Eligible clients may benefit from the policy in respect of certain covered losses involving client funds following an insolvency event, subject to its terms, conditions and exclusions. The policy provides a €1,000,000 aggregate limit across all covered claims.

It complements, rather than replaces, the existing safeguards in place, including segregated client accounts and the Company’s internal operational controls.

The policy is arranged for retail clients of Mitrade EU Limited, authorised and regulated by CySEC. Whether a particular client and a particular loss fall within the policy depends on the eligibility conditions, terms and exclusions set out in the policy. There is no enrolment and no separate charge to clients.

The policy may apply following an insolvency event where eligible client funds have suffered a covered loss falling within the scope of the policy. Any claim remains subject to the policy’s terms, conditions, exclusions and applicable limits. Trading losses and losses resulting from market movements are not covered.

Each provides a different layer of protection. Client fund segregation keeps client funds separate from Mitrade EU’s own funds and prevents them from being used for the Company’s own operations.

The Investor Compensation Fund (ICF) may compensate covered clients where Mitrade EU is unable to meet certain obligations due to its financial circumstances, subject to eligibility requirements and applicable limits. The maximum compensation is the lower of 90% of cumulative covered claims or €20,000.

The Lloyd's policy is a private insurance arrangement that applies only to certain losses in the event of insolvency combined with misconduct, subject to its own conditions.

No. Client funds are held in segregated client accounts in accordance with applicable safeguarding requirements, regardless of client categorisation. Mitrade EU does not use client funds for its own operational activities.

Client funds are held in segregated accounts, separate from Mitrade EU’s own funds. This helps ensure that client funds remain separately identifiable from the Company’s own funds, including in the event of insolvency.

Eligible retail clients may also be entitled to compensation from the Investor Compensation Fund (ICF) of up to €20,000, subject to applicable eligibility requirements and coverage limits.

Separately, eligible clients may benefit from additional insurance protection in certain insolvency-related circumstances, subject to the policy terms, conditions, exclusions and applicable coverage limits. The policy has a €1,000,000 aggregate limit across all covered claims.